Buyer's Guide

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Buying a home can be an overwhelming process. From financing to negotiating to closing, there are a lot of moving pieces that can leave home buyers bewildered. By working with a professional agent who knows the ins and outs of the local real estate industry, you’ll not only end up with a great home, but you’ll also walk away with a great experience.


Getting Pre-Approved by a Lender

By providing us with some basic information about your income, savings, and debt, we can assist you in getting pre-approved by a reputable lender. The lender will then go over your financing options, what monthly payment amount you can afford, and what you can expect for down payment requirements and closing costs.


Choosing a Home

For most buyers, choosing a home is an emotional process. We can assist you in this process by offering objective information about each property you look at. From local community information like schools and zoning to home-specific details like condition and amenities, we can help you find exactly what you’re looking for.

We offer a free home-finding app that you can use on your phone.  Feel free to click on the picture to get started (Be sure to enter your phone number or email to download the app to your phone) or view the video below for more information.


Making an Offer

Once you’ve found the home of your dreams, we will research recent comparable sales of similar homes in the area to help determine a fair selling price. Based on those comparable sales, as well as other factors like inspections and repairs, our agents will then help you structure an offer and negotiate to get the very best deal possible.



Closing, or settlement, can be a complicated process. In some areas, the escrow or title company handles the closing process, while in other areas an attorney handles it. Regardless of where you’re buying, the Edgewater Home Team can help ensure that everything goes smoothly.

Expert Buyer Tips

Your comprehensive 8-part series.

Work With Steve

Steve has overseen the marketing and sales of literally thousands of residential, commercial, and land listings in Northeast Florida, including permitting and construction of many single-family residences.

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